You can use your personal Bank Account (ANY) to transfer to your DCOM Virtual Account. But first, you have to create a virtual account. Here’s how: How to Create a DCOM Virtual Account.
After creating your DCOM Virtual Account, follow the steps below to transfer money. Since Virtual Account is powered by PayPay Bank (PayPay銀行), it is recommended to use it to transfer.
In case you do not have a PayPay Bank, any bank account will do. However, please note that there may be some deposit charge depending on the bank you use.
STEP 1: Open your PayPay Bank – online banking app.
From home screen. press 振り込み → 新しい振り込み先 → Paypay 銀行
You can only use YOUR OWN BANK ACCOUNT.
Transfers from other people’s bank account cannot be credited to your DCOM Account.
STEP 2: From your DCOM App, copy the Branch Name displayed and paste it on your Online Banking app.
STEP 3: Copy the Account Number from the DCOM App and paste it on your Online Banking app.
STEP 4: Press 受取人名確認 → 次へ
STEP 5: Input the send amount and press 振込内容の確認
Do not change the 依頼人名 section.
Transfers using other people’s bank account will not be credited to YOUR DCOM Account, even if you change the 依頼人名 or requester’s name.
STEP 6: You have successfully sent the money!
To ensure a smoother process in crediting of your FIRST transfer, press 振込明細照会
STEP 7: Press the drop-down button and save a copy of this screen
It is not required to upload the receipt for your transfers.
HOWEVER, to ensure a smooth process — you can upload your FIRST transfer via DCOM App.
HOW TO UPLOAD RECEIPT VIA DCOM APP?
STEP 1: From the homepage, click Receipt
STEP 2: Press Upload Receipt
STEP 3: Check your uploaded image and press Upload
Transfers usually takes time to reflect, however, you will receive a notification once funds have been credited.
After you deposit, you can either wait for the exchange rates to go high or make a transaction request to send it to your receiver. You also have the option to withdraw your balance using the DCOM Card!